Any business owner can get a Monkey on their back if they haven’t got the right setup!
Which Monkey do you potentially have on your Back?

 

Monkey 1

Have an employee that is out on Site  ? Well Accidents can Happen  Transfer that monkey to the Insurance company that holds your PUBLIC LIABILITY Insurance How ? Make sure that the broker is Aware you have staff on site and they might break something and need coverage.

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Monkey 2

Employee doesn’t know when to stop talking to get that Sale!  Potential for making misleading promises that is now your PROBLEM Transfer that monkey to your Professional Indemnity Insurer How ? Tell them of any potential Claim. As soon as you tell the insurer or broker there is a potential claim, that Monkey is Gone. 

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Monkey 3

Any Employees that are Klutz’s? They fall over their own shadow?  Transfer that monkey to Workers Compensation Insurance, they should cover all costs for that hurt employee.

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How to never get these Monkeys on your back!!

Set up your Insurance policies correctly BEFORE the event. After the event is TOO LATE. 

Coralie

Accounts Manager
Bachelor of Business – Accounting (Sub. Major Business Law), Diploma of Financial Services, TAE, J.P.